What Is The Extent Of The Job Of The High Court Enforcement Officers In Hastings, East Sussex?
Your creditor in England and Wales can use the High Court enforcement officers (HCEO) in some cases, if he has the County Court judgment (CCJ) against you in Hastings, to collect the debt.
The HCEO is a kind of enforcement bailiff or agent and they usually visit the Hastings premises of a debtor and will try to make an agreement on how the debt will be paid and they can confiscate your goods and sell at auction in East Sussex.
There are different types of HCEO's in Hastings used which a creditor can use when:
You have a CCJ and not give the amount of money that was decided in judgement by the court in Hastings
You owe over £600
The debt in Rye, Robertsbridge, or Bexhill isn't controlled by the consumer credit act
It means that Hastings HCEOs do not have the jurisdiction to enforce debts such as personal loans, payday loans, overdrafts or credit cards.
However, East Sussex HCEO's are fully authorised to deal with non-regulated debts like pending utility bills, business debts, tribunal awards or pending old rent dues.
You should immediately get in touch with us if you've received a letter saying that the HCEO officer is coming to visit you in Hastings.
Our HCEO in Hastings will typically act quickly and can be hard to deal with alone.
Why A Creditor May Need High Court Enforcement Officers In East Sussex's Hastings?
There are many benefits why a creditor uses HCEOs instead of County Court enforcement agents in Hastings.
The creditor in Bexhill, Robertsbridge, or Rye can add an 8% interest on the debt once the HCEO passes the debt.
It is more expensive to use HCEOs in Hastings, so people are under more pressure to clear their debt.
It is very difficult in Hastings to stop HCEOs.
The HCEOs are hired by private firms, and their fees are based on what they are able to collect in East Sussex.
Therefore, the HCEOs are considered to be faster and more effective in the eyes of creditors in Hastings.
How Do High Court Enforcement Agents In Hastings In East Sussex Become A Part Of The Process?
The creditor will begin by applying for a writ of control in Hastings which instructs the HCEO to come to your property get the payment or take away your property.
The HCEO will send you a notice of enforcement letter telling you that they're going to call in Hastings.
Before their visit in Bexhill, Rye, or Robertsbridge, you will be given at least 7 days to prepare your case.
When they visit in Hastings, the HCEO would first demand payment for the debt owed.
If the Hastings debtor doesn't come up with this, the next option would be to look for and take possession of goods that can be controlled until the debt is settled.
They can potentially visit your commercial area in Hastings if you're self-employed.
The HCEO will make a list of valuables to be removed and sold if you don't pay the debt when they take control of your goods.
The goods they can or can't take possession are the same as other types of enforcement agents in East Sussex.
Debtors may be allowed by the Hastings HCEO to keep the goods and pay their debts in instalments.
However, they'll come back and remove the goods to sell them in Hastings if you missed any instalments.
This is known as a controlled goods agreement.
The HCEO's may also take merchandise instantly in Hastings, specifically if they can find a large object, like a vehicle that can be sold quickly for debt clearance or they could clamp the vehicle, or if they think you may withdraw or sell the goods regulated until you paid out the debt.
Can High Court Enforcement Officers Break Into A Debtors House In Hastings, East Sussex?
HCEOs will try to gain access looking for items to confiscate but they are not supposed to force themselves into your house in Hastings during the first visit.
This implies they are not allowed to climb through a skylight or window, push past you or block the door with their foot to stop you from closing it in Rye, Bexhill, or Robertsbridge.
Although if this is not their first time on your property in Hastings and if your goods are listed in a controlled goods agreement, they have the right to enter forcefully if you do not pay them.
The rules vary at commercial premises in Hastings.
For Hastings business premises, however, HCEO's can forcefully it if you own the area if you do not invite them in
What Must I Do In Case A Court Enforcement Agent Calls Me In East Sussex's Hastings?
Ensure you keep all the costs to a minimum by paying the debt in full if you can before the enforcement officer makes their first visit to your home in Hastings.
If you are not able to pay the debt in full all at once, try to make a deal where you can pay it in instalments.
You need to send a written offer of payment to the creditor and the HCEO in Hastings.
Also, attach a copy of your budget.
Even if the HCEO in Bexhill, Rye, or Robertsbridge does not reply to your instalment request, pay your dues according to your instalment plan.
You can consider increasing the rate of the offer if they refused your offer of payment if the HCEO has taken control of your goods in a visit in Hastings.
What Are The Fees Charged In Hastings In East Sussex By High Court Enforcement Officers?
Fees are added to the debts by all the enforcement agents in Hastings, however, that of the HCEO is normally higher.
The charges are according to the law in East Sussex.
For instance, you refuse to pay because you owe £ 1,000, or if the HCEO in Hastings controls the products, the total amount of fees added will be £1,285.
When the 'Notice of enforcement' letter is sent in Hastings, a charge of £75 is added.
When the HCEO first goes around in Hastings, a £190 + 7.5% of the debt value over £1,000 is included.
You would be paying an additional £495 if you didn't make any arrangements to pay or you failed to abide by them.
When the HCEO visits again in Hastings to remove the listed goods, another £525 +7.5% of the debt value of over £1,000 is added.
Your goods are picked and sold in Rye, Robertsbridge, or Bexhill, and the auction and storage costs are added.
Can You Stop Enforcement Officers Of The High Court In Hastings In East Sussex?
If you fail to come up with an agreement to settle you debts in instalments you send an application to the court in Hastings to halt the HCEOs through a 'Stay of Execution'.
Asking the court for the stay of execution in Hastings is much more difficult rather than continuing to use the County Court enforcement agents who use a CCJ and the court could disapprove.